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RATES
 

Savings 

$100 and above rate currently paying

Regular Savings

.75% APY*

$10,000 minimum balance, rate currently paying

 

 

 

 

Super Money Market

 

 

 

 

Less than $25,000
.80% APY*


Less than $50,000
.90% APY*


$50,000 and over
1.10% APY*

$1,000 minimum balance rate currently paying

Money Market

0.60% APY*

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Seniority Club  

 $2,500.00  minimum balance, rate currently paying

0.60% APY*

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Certificates of Deposit

MINIMUM  TERM  RATE
(APR)
YIELD
(APY)
PENALTY
 10,000    91 DAYS  .60 .60 30 DAYS
1,000 180 DAYS  0.45 0.45 90 DAYS
10,000  180 DAYS 1.15 1.15  90 DAYS
1,000  1 YEAR  1.34 1.35 90 DAYS
10,000  1 YEAR  2.33 2.35 90 DAYS
1,000 18 MONTHS 1.34 1.35 90 DAYS
10,000 18 MONTHS  2.33 2.35 90 DAYS
1,000  2 YEARS 1.44 1.45 90 DAYS
10,000 2 YEARS 2.43 2.45 90 DAYS
5,000 3 YEARS 2.53 2.55 180 DAYS
5,000 4 YEARS 2.82 2.85 180 DAYS
5,000 5 YEARS  3.06 3.10 180 DAYS

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LIFETIME IRA OR ROTH CERTIFICATES OF DEPOSIT

MINIMUM  TERM
(FIXED)
RATE
(APR)
YIELD
(APY)
DIVIDENDS PENALTY
250 1 YEAR 1.39 1.40 Q. ON ANNIV. 90 DAYS
1,000 1 YEAR 2.38 2.40 Q. ON ANNIV. 90 DAYS
1,000 2 YEARS 2.48 2.50 Q. ON ANNIV. 90 DAYS
1,000 3 YEARS 2.67 2.70 Q. ON ANNIV. 180 DAYS
1,000 4 YEARS 2.97 3.00 Q. ON ANNIV. 180 DAYS
1,000 5 YEARS 3.21 3.25 Q. ON ANNIV. 180 DAYS

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Checking 

Advantage Checking rate currently paying

0.40% APY*

*Annual Percentage Yield
Share Secured-Actual Rates
*Rates may change after  account is opened*Rates are variable, dividends listed are as declared for the prior quarter and subject to change

 

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Loans 

New/Used Cars, Trucks, Boats

5.00% to 16.00% APR*

Campers/RVs

5.00% to 16.00% APR*

Agricultural Loans

5.25% to 8.50% APR*

Signature Loans

8.00% to 17.50% APR*

Home Equity Loans

5.50% to 10.50% APR*

*Rate subject to change
*Rates current as of October 1, 2007
 

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Shared Secured 

Index

Actual

*Rate subject to change quarterly

Regular Savings

.75% APR*

4.75% APR*

Super Money Market

1.78% APR*

5.78% APR*

Money Market

1.28% APR*

5.28% APR*

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