   
   var MI_HideOnMouseOut = true;
   var MI_Menu_Height    = 19;
   var MI_Menu_Border    = 1;
   var MI_Menu_BgColor   = "#ab273c";
   var MI_Menu_BgLight   = "#000000";
   var MI_Menu_BorderClr = "#000000";
   var MI_FontFamily     = "Verdana, Arial, Helvetica, sans-serif";
   var MI_FontSize       = 10;
   var MI_FontColor      = "#ffffff";
   var MI_FontHighLite   = "#ffffff";
   var MI_Background     = "#ab273c";
   var MI_BackgroundHL   = "#c43049";
   var MI_AlignHorz      = "center";
   var MI_AlignVert      = "middle";
   var MI_Padding        = 0;
   var MI_Spacing        = 0;
   var MI_HideTimeout    = 200;
   var MI_Sub_OffsetX    = -5;
   var MI_Sub_OffsetY    = 7;
   var MI_Sub_RelToItem  = true;
   var MI_Backgr_Opaque  = true;
   var MI_Vertical       = true;
   var MI_ItemIndent     = 0;
   var MI_MenuWidth_1    = 110;
   var MI_MenuWidth_2    = 136;
   var MI_MenuWidth_3    = 100;
   var MI_MenuWidth_4    = 150;
   var MI_MenuWidth_5    = 100;
   var MI_MenuWidth_6    = 125;
   var MI_MenuWidth_7    = 120;
   var MI_MenuWidth_8    = 121
   var MI_MenuWidth_9    = 160;
   var MI_MenuWidth_10    = 150;
   
//____________________________________________________________________________________________________________
   
   function MM_LoadMenus() {
      
      // If the menus have already been created, don't recreate them
      if (window.Menu_HowToJoin) {
         alert("Menus already loaded");
         return;
      }
      
      // Create Menu #1
      window.Menu_1 = new Menu("M_1",MI_MenuWidth_1,MI_Menu_Height,MI_FontFamily,MI_FontSize,MI_FontColor,MI_FontHighLite,MI_Background,MI_BackgroundHL,MI_AlignHorz,MI_AlignVert,MI_Padding,MI_Spacing,MI_HideTimeout,MI_Sub_OffsetX,MI_Sub_OffsetY,MI_Sub_RelToItem,MI_Backgr_Opaque,MI_Vertical,MI_ItemIndent,false,false);
         Menu_1.hideOnMouseOut=MI_HideOnMouseOut;
         Menu_1.menuBorder=MI_Menu_Border;
         Menu_1.bgColor=MI_Menu_BgColor;
         Menu_1.menuLiteBgColor=MI_Menu_BgLight;
         Menu_1.menuBorderBgColor=MI_Menu_BorderClr;
         Menu_1.addMenuItem("<a href='aboutus.htm' target='_top'>About Us</a>","");
         //Menu_1.addMenuItem("<a href='#.htm' target='_top'>&nbsp;&nbsp;&nbsp;Membership&nbsp;&nbsp;&nbsp;</a>","");
         //Menu_1.addMenuItem("<a href='#.htm' target='_top'>&nbsp;Sponsorship</a>","");

         
      // Create Menu #2
      window.Menu_2 = new Menu("M_2",MI_MenuWidth_2,MI_Menu_Height,MI_FontFamily,MI_FontSize,MI_FontColor,MI_FontHighLite,MI_Background,MI_BackgroundHL,MI_AlignHorz,MI_AlignVert,MI_Padding,MI_Spacing,MI_HideTimeout,MI_Sub_OffsetX,MI_Sub_OffsetY,MI_Sub_RelToItem,MI_Backgr_Opaque,MI_Vertical,MI_ItemIndent,false,false);
         Menu_2.hideOnMouseOut=MI_HideOnMouseOut;
         Menu_2.menuBorder=MI_Menu_Border;
         Menu_2.bgColor=MI_Menu_BgColor;
         Menu_2.menuLiteBgColor=MI_Menu_BgLight;
         Menu_2.menuBorderBgColor=MI_Menu_BorderClr;
         Menu_2.addMenuItem("<a href='branchlocations.htm' target='_top'>Locations</a>","");
         //Menu_2.addMenuItem("<a href='branchlocations.htm' target='_top'>Hours</a>","");
         //Menu_2.addMenuItem("<a href='branchlocations.htm#Holiday'>Holiday Schedules</a>","");
         
      // Create Menu #3
      window.Menu_3 = new Menu("M_3",MI_MenuWidth_3,MI_Menu_Height,MI_FontFamily,MI_FontSize,MI_FontColor,MI_FontHighLite,MI_Background,MI_BackgroundHL,MI_AlignHorz,MI_AlignVert,MI_Padding,MI_Spacing,MI_HideTimeout,MI_Sub_OffsetX,MI_Sub_OffsetY,MI_Sub_RelToItem,MI_Backgr_Opaque,MI_Vertical,MI_ItemIndent,false,false);
         Menu_3.hideOnMouseOut=MI_HideOnMouseOut;
         Menu_3.menuBorder=MI_Menu_Border;
         Menu_3.bgColor=MI_Menu_BgColor;
         Menu_3.menuLiteBgColor=MI_Menu_BgLight;
         Menu_3.menuBorderBgColor=MI_Menu_BorderClr;
         Menu_3.addMenuItem("<a href='loanrates.htm' target='_top'>Our Rates</a>","");
         //Menu_3.addMenuItem("<a href='loanrates.htm' target='_top'>Loan Rates</a>","");
         
      // Create Menu #4
      window.Menu_4 = new Menu("M_4",MI_MenuWidth_4,MI_Menu_Height,MI_FontFamily,MI_FontSize,MI_FontColor,MI_FontHighLite,MI_Background,MI_BackgroundHL,MI_AlignHorz,MI_AlignVert,MI_Padding,MI_Spacing,MI_HideTimeout,MI_Sub_OffsetX,MI_Sub_OffsetY,MI_Sub_RelToItem,MI_Backgr_Opaque,MI_Vertical,MI_ItemIndent,false,false);
         Menu_4.hideOnMouseOut=MI_HideOnMouseOut;
         Menu_4.menuBorder=MI_Menu_Border;
         Menu_4.bgColor=MI_Menu_BgColor;
         Menu_4.menuLiteBgColor=MI_Menu_BgLight;
         Menu_4.menuBorderBgColor=MI_Menu_BorderClr;
         Menu_4.addMenuItem("<a href='peeweeclub.htm' target='_top'>Pee Wee Penguin Club</a>","");
         Menu_4.addMenuItem("<a href='seniorityclub.htm' target='_top'>Seniority Club</a>","");
         Menu_4.addMenuItem("<a href='tltclub.htm' target='_top'>Tomorrows Leaders Today</a>","");
         
      // Create Menu #5
      window.Menu_5 = new Menu("M_5",MI_MenuWidth_5,MI_Menu_Height,MI_FontFamily,MI_FontSize,MI_FontColor,MI_FontHighLite,MI_Background,MI_BackgroundHL,MI_AlignHorz,MI_AlignVert,MI_Padding,MI_Spacing,MI_HideTimeout,MI_Sub_OffsetX,MI_Sub_OffsetY,MI_Sub_RelToItem,MI_Backgr_Opaque,MI_Vertical,MI_ItemIndent,false,false);
         Menu_5.hideOnMouseOut=MI_HideOnMouseOut;
         Menu_5.menuBorder=MI_Menu_Border;
         Menu_5.bgColor=MI_Menu_BgColor;
         Menu_5.menuLiteBgColor=MI_Menu_BgLight;
         Menu_5.menuBorderBgColor=MI_Menu_BorderClr;
         Menu_5.addMenuItem("<a href='ntsavings.htm' target='_top'>Savings</a>","");
         Menu_5.addMenuItem("<a href='ntmainchecking.htm' target='_top'>Checking</a>","");
         
      // Create Menu #6
      window.Menu_6 = new Menu("M_6",MI_MenuWidth_6,MI_Menu_Height,MI_FontFamily,MI_FontSize,MI_FontColor,MI_FontHighLite,MI_Background,MI_BackgroundHL,MI_AlignHorz,MI_AlignVert,MI_Padding,MI_Spacing,MI_HideTimeout,MI_Sub_OffsetX,MI_Sub_OffsetY,MI_Sub_RelToItem,MI_Backgr_Opaque,MI_Vertical,MI_ItemIndent,false,false);
         Menu_6.hideOnMouseOut=MI_HideOnMouseOut;
         Menu_6.menuBorder=MI_Menu_Border;
         Menu_6.bgColor=MI_Menu_BgColor;
         Menu_6.menuLiteBgColor=MI_Menu_BgLight;
         Menu_6.menuBorderBgColor=MI_Menu_BorderClr;
         Menu_6.addMenuItem("<a href='lending.htm' target='_top'>Loans</a>","");
         Menu_6.addMenuItem("<a href='visagold.htm' target='_top'>Credit Cards</a>","");
         Menu_6.addMenuItem("<a href='homeloans.htm' target='_top'>Home Equity Loans</a>","");
         //Menu_6.addMenuItem("<a href=overdraft.htm'>Overdraft Privilages</a>","");
         //Menu_6.addMenuItem("<a href='studentloans.htm' target='_top'>Student Loans</a>","");
         
      // Create Menu #7
      window.Menu_7 = new Menu("M_7",MI_MenuWidth_7,MI_Menu_Height,MI_FontFamily,MI_FontSize,MI_FontColor,MI_FontHighLite,MI_Background,MI_BackgroundHL,MI_AlignHorz,MI_AlignVert,MI_Padding,MI_Spacing,MI_HideTimeout,MI_Sub_OffsetX,MI_Sub_OffsetY,MI_Sub_RelToItem,MI_Backgr_Opaque,MI_Vertical,MI_ItemIndent,false,false);
         Menu_7.hideOnMouseOut=MI_HideOnMouseOut;
         Menu_7.menuBorder=MI_Menu_Border;
         Menu_7.bgColor=MI_Menu_BgColor;
         Menu_7.menuLiteBgColor=MI_Menu_BgLight;
         Menu_7.menuBorderBgColor=MI_Menu_BorderClr;
         Menu_7.addMenuItem("<a href='overdraft.htm' target='_top'>Overdraft Privileges</a>","");
         Menu_7.addMenuItem("<a href='https://secure-ntiernd.org' target='_new'>Northern Tier Online</a>","");
         Menu_7.addMenuItem("<a href='autoservices.htm' target='_top'>Internet Services</a>","");
         Menu_7.addMenuItem("<a href='https://reorder.libertysite.com/Default.asp' target='_top'>Order Checks Online</a>","");
         
      // Create Menu #8  Menu no longer used, Whats new link removed
      window.Menu_8 = new Menu("M_8",MI_MenuWidth_8,MI_Menu_Height,MI_FontFamily,MI_FontSize,MI_FontColor,MI_FontHighLite,MI_Background,MI_BackgroundHL,MI_AlignHorz,MI_AlignVert,MI_Padding,MI_Spacing,MI_HideTimeout,MI_Sub_OffsetX,MI_Sub_OffsetY,MI_Sub_RelToItem,MI_Backgr_Opaque,MI_Vertical,MI_ItemIndent,false,false);
         Menu_8.hideOnMouseOut=MI_HideOnMouseOut;
         Menu_8.menuBorder=MI_Menu_Border;
         Menu_8.bgColor=MI_Menu_BgColor;
         Menu_8.menuLiteBgColor=MI_Menu_BgLight;
         Menu_8.menuBorderBgColor=MI_Menu_BorderClr;
         Menu_8.addMenuItem("<a href='ntnews.htm' target='_top'>Newsletter</a>","");
         //Menu_8.addMenuItem("<a href='#news_current.htm' target='_top'>&nbsp;&nbsp;Current&nbsp;Newsletter&nbsp;&nbsp;</a>","");
         
      // Create Menu #9
      window.Menu_9 = new Menu("M_9",MI_MenuWidth_9,MI_Menu_Height,MI_FontFamily,MI_FontSize,MI_FontColor,MI_FontHighLite,MI_Background,MI_BackgroundHL,MI_AlignHorz,MI_AlignVert,MI_Padding,MI_Spacing,MI_HideTimeout,MI_Sub_OffsetX,MI_Sub_OffsetY,MI_Sub_RelToItem,MI_Backgr_Opaque,MI_Vertical,MI_ItemIndent,false,false);
         Menu_9.hideOnMouseOut=MI_HideOnMouseOut;
         Menu_9.menuBorder=MI_Menu_Border;
         Menu_9.bgColor=MI_Menu_BgColor;
         Menu_9.menuLiteBgColor=MI_Menu_BgLight;
         Menu_9.menuBorderBgColor=MI_Menu_BorderClr;
         //Menu_9.addMenuItem("<a href='https://reorder.libertysite.com/Default.asp' target='_new'>Order Checks Online</a>","");
         Menu_9.addMenuItem("<a href='http://web.ci.minot.nd.us' target='_blank'>City of Minot</a>","");
         Menu_9.addMenuItem("<a href='http://www.ndcu.org' target='_new'>North Dakota Credit Unions</a>","");	 
         Menu_9.addMenuItem("<a href='http://www.minotstateu.edu' target='_new'>Minot State University</a>","");
         Menu_9.addMenuItem("<a href='http://www.fafsa.org' target='_new'>FAFSA</a>","");

		  // Create Menu #10
      window.Menu_10 = new Menu("M_10",MI_MenuWidth_10,MI_Menu_Height,MI_FontFamily,MI_FontSize,MI_FontColor,MI_FontHighLite,MI_Background,MI_BackgroundHL,MI_AlignHorz,MI_AlignVert,MI_Padding,MI_Spacing,MI_HideTimeout,MI_Sub_OffsetX,MI_Sub_OffsetY,MI_Sub_RelToItem,MI_Backgr_Opaque,MI_Vertical,MI_ItemIndent,false,false);
         Menu_10.hideOnMouseOut=MI_HideOnMouseOut;
         Menu_10.menuBorder=MI_Menu_Border;
         Menu_10.bgColor=MI_Menu_BgColor;
         Menu_10.menuLiteBgColor=MI_Menu_BgLight;
         Menu_10.menuBorderBgColor=MI_Menu_BorderClr;
         Menu_10.addMenuItem("<a href='investments.htm' target='_top'>Investments</a>","");
         Menu_10.addMenuItem("<a href='servicefees.htm' target='_top'>Service Fees</a>","");
         Menu_10.addMenuItem("<a href='ntnews.htm' target='_top'>Member Newsletters</a>","");  
         
                
      // Now that all the menus have been created, write them to the browser to make them available
      Menu_1.writeMenus();
      
   }
//____________________________________________________________________________________________________________
   
   function MM_displayStatusMsg(msgStr)  { //v3.0
      status=msgStr; document.MM_returnValue = true;
   }
//____________________________________________________________________________________________________________
   
   function MM_findObj(n, d) { //v4.01
      var p,i,x;  if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) {
      d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);}
      if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n];
      for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document);
      if(!x && d.getElementById) x=d.getElementById(n); return x;
   }
//____________________________________________________________________________________________________________
   
   function MM_swapImage() { //v3.0
      var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; for(i=0;i<(a.length-2);i+=3)
      if ((x=MM_findObj(a[i]))!=null){document.MM_sr[j++]=x; if(!x.oSrc) x.oSrc=x.src; x.src=a[i+2];}
   }
//____________________________________________________________________________________________________________
   
   function MM_swapImgRestore() { //v3.0
      var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc;
   }
//____________________________________________________________________________________________________________
   
   function MM_preloadImages() { //v3.0
      var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array();
      var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++)
      if (a[i].indexOf("#")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}}
   }
//____________________________________________________________________________________________________________

