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Lost or Stolen Card Phone Numbers:
Minot AFB

After Hours: Lost or Stolen Visa Credit Card

Lost or Stolen Master ATM/Debit Card

ATM/Debit Card Dispute Phone Number:
Monday-Friday From 7AM-7PM CST




Overdraft Privilege
As we look for ways to better serve our members, we believe that Overdraft Privilege will add value to your Northern Tier Federal Credit Union checking account.

Rather than automatically returning your checks unpaid when you make a mistake or write a check for more money than you have in your checking account, as another Northern Tier FCU member service, we will consider payment of your reasonable overdrafts, as long as you maintain your account in good standing,

  • Requires no action on your part
  • You do not have to sign any additional documents
  • It costs you nothing unless you use the Overdraft Privilege Service
  • Not available to minors under the age of eighteen
  • With your consent Overdraft Privilege is available for ATM withdrawals and MASTER CARD debit purchases.


  • PAYMENT OF OVERDRAFT: up to $500 will be paid on Performance Checking accounts and up to $700 on Advantage Checking accounts.
  • Additional convenience and flexibility in managing your funds!
  • Less aggravation and embarrassment
  • Fewer charges from retailers for returned checks

Discretionary Overdraft Privilege Disclosure

Extend Your Overdraft Privilege for ATM/Debit Card Transactions




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